Blog Buyer Buying a House During COVID-19

Buying a House During COVID-19

By Dill Ward, December 22, 2020

For the majority of 2020, we have been living our lives much differently than usual. With social distancing and stay-at-home orders in place, this year has been all about finding new ways to continue to live life as normally as possible – to thrive despite all odds! If buying a home in 2020 was part of your New Year’s resolution, you don’t have to put your plans on hold. Not only is buying a home during COVID feasible, but right now is a great time to purchase!

Before you get serious about looking for a new home, you should understand the following things about buying a house during COVID-19:

Showings will be sanitized

Some house showings will be done completely virtually to minimize the risk of exposure. This isn’t actually something that’s all-new to the real estate world, but it’s certainly being utilized more than ever now that health and safety is of top priority. 

If you do happen to go to an in-person showing, personal protection equipment will most likely be required. Some people will provide gloves, masks, hand sanitizer, antibacterial wipes, and shoe coverings while others may ask that you bring your own. Once you get to the showing, they may only allow one person in at a time. 

You’ll need a reliable real estate agent

Working with a realtor anytime you’re looking to buy a home is a great idea because they help guide you through the whole process – which can be quite confusing, especially if you’re a first-time homebuyer. COVID-19 has created a competitive housing market that’s seeing low interest rates, high sale rates, and many millennials looking for homes to settle down in with their family or get them out of metro areas. A great real estate agent can help you navigate these rocky waters and look out for your best interest.

You may enter a bidding war

Because the housing market is quite competitive right now, you may encounter a bidding war or two. You can increase your chances of winning a bidding war by making your offer stand out to sellers. 

One way to make your offer stand out is to write the seller a genuine letter introducing yourself and explaining why you’re interested in buying their home. Some sellers want the reassurance that they’re handing off their home to someone who will love it as much as they have, and a personal letter can do exactly that.

Lenders may be pickier than ever

We are unfortunately living in a country that is seeing the highest unemployment rates since the Great Depression. Banks are going to take this fact into account and go through applicants’ finances with a fine-toothed comb to ensure that they are in a proper position to buy a home and successfully make mortgage payments. Be prepared ahead of time and have copies of your W-2, tax returns, bank statements, and employment verification. Remember to not take this scrutiny personally! Banks are simply making sure you’re in the great position to handle owning a home in these uncertain times.

Are you ready to buy a home during COVID-19? Let’s book a call and we can walk you through the process and make the entire experience as wonderful as possible. Things are stressful enough this year as it is and we aim to bring peace and calmness to your life so you can kick back, relax, and enjoy living in a brand-new home.

Dill Ward

Principal Broker | OR


I'm a strategist at heart. Once we've got a clear vision on your goals I love drawing the road map how to get there. I'm a natural problem solver and resiliency is my superpower. I get excited by nudging you to see the bigger picture of your goals when the process can drag you down into the moment. I've been called by my clients as, "contagiously enthusiastic". Selling a home or taking the leap to buy is an exciting transition which can create other shifts and opportunities for you to take control of the direction of your life and discover the next version of yourself.


Negotiating was a skill I honed early in life, whether it was persuading for a later bedtime, or heading down to South Florida flea markets where my parents would encourage me to, "work a deal" on a comic book or a kitchen gadget. Even back then, I loved the thrill of asking for what I want.


For those of you who geek out about self development and personality tests, my "Strengths Finder" results are: Positivity, Strategic, Activator, Learner, and Ideation.

I LOVE PORTLAND! (and welcoming new people)

I relocated to Portland from Florida in 2010, and am grateful to have built an incredible life here in this weird city. It's always an honor to be a welcoming face and a warm smile to others arriving and looking for home.


Wait, is that a thing? I'm always thinking about real estate. I love wheeling and dealing! Before I was a REALTOR®, I started the journey as an investor. Fun fact: I helped an investment group flip over 100 properties my first 2 years in industry! I've had a rental portfolio for over 10 years and dabble in all areas of the industry. My speciality is the concierge level service we can deliver when someone wants to sell and let us take the wheel. My team and I love to work as project managers and orchestrate the 50 different vendors & contractors to make miracles happen in short amounts of time.


• My husband & biz-partner Nicholas. (He's a High Performance Coach & REALTOR® -- dreamy combo!), and our young daughter Nori. • Building Community! Check out Women who Own it, a monthly meetup community for women homeowners. • Offering networking opportunities, encouragement, and business coaching for women in business at Women with Moxie. • Spreading motivation and inspiration in the world through public speaking and event emceeing. • Finding ways to make people smile. Enough about me -- if you are still reading this far, i'm dying to know about you! Use my easy online scheduler and let's book a meeting! Buy, sell, just a get-to-know each other to possibly collaborate on some amazing project? Easy breezy!


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