Blog Education Closing Around the Holidays - What to Expect and What to Avoid

Closing Around the Holidays – What to Expect and What to Avoid

By Tosha Reinmiller, March 15, 2019

Your closing date is one of, if not the most important day in your real estate transaction and can be critical to both the buyers and the sellers. When closing around a holiday, may it be Christmas or MLK Day, there are certain variables that could affect the transaction, that both parties should keep in mind.

Closed Offices – Title and lender companies often are closed on holidays. By looking ahead and communicating beforehand with each office, you’ll save yourself a headache!

Actual Closing Date – Due to businesses and their offices being closed, this date may be adjusted a day or two, depending on when it was originally set. By being proactive and preparing beforehand, you’ll help avoid the chance of delaying your settlement.

Distribution of Funds – Closing right before a federal holiday may impact when and how funds are distributed from the buyer, seller and other financing parties. It’s always a good idea to connect with your settlement agent on how your transfer of funds could be affected.

Delayed Appraisal/ Inspections – A holiday can influence and take away days in your inspection and appraisal period. In order to avoid stress and down-to-the-wire decisions, be sure to avoid a headache and schedule your appraisal or inspection as quickly as possible.

Recording of Mortgage – Finally, speak with your mortgage professionals to see how your closing date can affect recording your mortgage as well as your rights to a rescission if applicable. A closing right before or on a holiday can affect recording your mortgage within the county offices.

Staying organized and ahead of schedule will mean the difference between a stressful memory and a happy one. Closing on a home should be a wonderful day and the start to a new chapter in life!

If you are interested in Manzanita Real Estate or Surrounding areas. Please feel welcome to reach out.

Tosha Reinmiller
Principal Broker
Living Room Realty – Manzanita
(541) 231-5829
tosha@livingroomre.com

Tosha Reinmiller

Principal Broker

ABOUT TOSHA Tosha specializes in the coastal communities of Manzanita, Cannon Beach, Nehalem, Wheeler, Arch Cape, Rockaway Beach and the surrounding areas in Tillamook County. In 2014, she jointly opened the Living Room Realty office in Manzanita, Oregon, with the desire to bring strong company values and culture to her clients at the coast. She understands the importance of client relationships and services. With a design background, she has always been drawn to strong marketing aesthetic and appreciates the value of it. Skills that she possesses, but not limited to—ability to multi-task, great listening skills, drive, detailed-oriented, organized, knowledge of diverse design and aesthetics—are priceless when working as a realtor. For years she worked as an Interior Designer, most recently at Group Mackenzie — she traveled and lived internationally, where she was able to grow creatively. Using her experience as an Interior Designer has prepared her for the various facets of the real estate profession.Embracing modern methods and coupled with a business model grown organically from referrals and past clients allows Tosha to focus her time with clients to help them reach their goals. TOSHA'S APPROACH Tosha's approach to real estate is straight forward: She treats others as she would like to be treated. One question she continually asks herself is: "Is this in the best interest of my client?" Tosha aims to serve the buyers and sellers in Manzanita and surrounding communities with integrity, excellence and honest representation. She prides herself on creating and cultivating lifelong relationships with clients and becoming a resource within the community for years to come.Her goal is to help her clients achieve their real estate goals without taking shortcuts. She is sensitive to a client's unique needs and spends most of day getting to know them and making sure everyone is on the same page with what is most important to them. Tosha strives to provide high-standards for service in terms of timely response, professional behavior, and the customer aspirations. She encourages her clients and community to use her as a resource for market knowledge, pre-selling tips, remodeling, and local events. As your real estate broker, she offers progressive marketing, local knowledge, and expertise. She loves to help people in any way she can and would gladly help you find your coast living room! INTERESTING FACTS ABOUT TOSHA
  • Raised on the North Oregon Coast. Neah-Kah-Nie High School grad
  • Tosha lives on the Nehalem River. She loves hiking, beach & river days, scuba diving, biking...truly, anything outdoors!
  • Tosha's first internship was at SmithCFI, as a commercial furniture designer.
  • After college, she packed her bags and lived/worked in Bilbao, Spain for a few months.
  • Bachelor of Science, Oregon State University, Interior Design
  • Bachelor of Science, Oregon State University, Housing Studies
  • What is Housing Studies?: Along with residential design, it focuses on housing for the elderly, real estate finance, sociological aspects of housing and affordable housing policies.
  • Top 10% of Realtors in Clatsop Association of Realtors (number of homes sold - 2015, per MLS)
View my website Modern Coast Living here!
Read More
  • T: 541-231-5829
  • F: 503-961-8224
  • tosha@livingroomre.com

Tosha Reinmiller

Principal Broker


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