Blog 2024 Real Estate Opt-out of mortgage trigger calls

Opt-out of mortgage trigger calls

By Alyssa Starelli, May 7, 2024

SEEKING LENDING? Listen Up!

After a mortgage credit inquiry, buyers receive 50-80 calls within 24 hours, with “I’ve got a better deal for you!, call me”. It’s easy to opt out, which should stop trigger leads and pre-screened offers. This process can take a few days (up to 5 business days), so if your credit report has already been pulled, this will not block offers immediately.

You can opt out of pre-screened offers for 5 years (or permanently) on the web or by phone. On the Web: https://www.optoutprescreen.com/ which is a joint venture among the three national credit bureaus to allow consumers to control pre-screened offers. Or you can do it by phone: 1-888-5-OPT-OUT. You can also add your number to the Do Not Call List, since trigger leads are supposed to be scrubbed against the National Do Not Call list. On the Web: www.donotcall.gov or by phone: 1-888-382-1222.

I want to thank my all-time favorite mortgage broker, Tristen Hunt, for writing and providing the above information. If you’re seeking a new loan in this busy market she is the one to call.  Then, call me!

Tristen Hunt NMLS # 502222

Mortgage Broker | Vantage Mortgage Brokers

Mobile: 503-515-6142

Email: tristen@vantagemortgagegroup.com

Website: www.VantageMortgageBrokers.com

Address: 17040 Pilkington Rd. Ste 300, Lake Oswego, OR 97035

 

Alyssa Starelli

Broker | OR

She/Her

A Portland native, Alyssa started her real estate career in the chaotic market of 2005, and quickly realized she reveled in matching particular clients with their perfect home, no matter how unusual. She then began specializing in mid-century properties - both Modern and Modest. More recently, she has included what she calls "Period-Perfect" homes to her repertoire. Her goal in this is to seek out those hard-to-find, unremodeled original homes of all eras. When I started in real estate, I realized there was a market for ranch homes, from Mid-Century Modern to the more modest Daylight Ranch, but few REALTORS® willing to service it. I started highlighting these 'Picks of the Week' on my website, introducing enthusiasts to the full gamut of midcentury houses of Portland. In 2006, I founded the Mid-Century Modern League in order to educate the public about the importance of preserving these gems. Today I continue to focus on Mid-Mod, but have added vintage, mostly unremodeled houses of earlier eras, which I call 'Period-Perfect', because they have interest to clients and are under-serviced too. Frankly, I enjoy seeking out any unusual or original elements a client might be interested in, it's a challenge to rise to." As Founder of the Mid-century Modern League, Alyssa is considered an authority in the local mid-century architecture scene, and is especially proud to include the Editors of Atomic Ranch Magazine in her past-client list. Often quoted in news and radio, she has been able to bring additional interest to her business, listings, and client's homes - many of which have been featured in magazines such as Atomic Ranch, Oregon Home, The Oregonian and also included on several local home tours. With a background in marketing, and an eye for the unique, Alyssa really enjoys buying and selling properties whose interesting features may be overlooked by other realtors, even (or especially) if those features aren't mentioned in the listing. As a hobby, Alyssa has issued herself a challenge to walk every residential street of Portland proper and document the best architecture specimens of each neighborhood. There are about 3500 square miles of Portland, and it's a big feat. By the time she finishes, she will have seen every house in Portland with her own eyes! You can follow her walks on her blog Portland-by-Foot. http://portlandbyfoot.blogspot.com/ When off duty, you can find Alyssa at estate sales, honky tonks, her friend's cattle ranch, or seeking out ghost towns, roadtripping to the Oregon high-desert. A music fanatic and semi-retired booker/manager, Alyssa is heavily immersed in the western swing, old-school country, and rockabilly music scene, and you'll often find her out at shows, dancing, maybe even sharing her favorites on the radio. Alyssa Starelli alyssa@livingroomre.com 503-888-1362 www.aly-star.com
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  • T: 503-888-1362
  • F: 503-961-8224
  • alyssa@livingroomre.com

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