Blog Buyer Did you say 30%?

Did you say 30%?

By Carrie Struss, March 17, 2020

I met Katie back in November of last year through a friend that gave her my info (Thank you Jane!). Katie is a young professional who was eager to stop renting and start building equity in a home of her own.

As timing would have it, I had just come out of a Living Room Realty sales meeting where fellow agent Alyssa Isenstein Krueger shared with us information about the NeighborhoodLIFT program available through the Portland Housing Center. The LIFT program provides eligible homebuyers with $20,000 in down payment assistance on qualified properties in Multnomah County. The program also provides homebuyer education to prepare buyers for finding and financing a home and for managing the financial responsibilities of homeownership.

The LIFT program is awarded on a first come, first served basis for qualifying individuals. The first step was to register for a time to apply. There was so much interest, the site crashed and many people were not able to apply. Katie spent that morning diligently refreshing her browser and was able to schedule her appointment for application. From there she was required to take an 8 hour homebuyer education course to receive her certificate of funds. The program required us to get into contract before 2/24 and close 3 weeks after receiving her certificate. During the process, there were many hoops to jump and schedules to negotiate.

With the help of the fabulous Tammy Wittren at Guild an approved lender through the program (who worked her butt off to get Katie approved and awarded the funds), the also fabulous co-broker and fellow Living Room agent Beth Bonita, and Katie’s diligence and compliance to the process, Katie received the funds and is now happily living in her new SW condo….


That’s right. 30%. With no money out of Katie’s pocket. That’s right, $0. In a sellers market, with low inventory and high demand, that kind of initial equity is almost unheard of. But with the LIFT program funds, magic timing, amazing team members, and a fortunately high appraisal, Katie will be sitting pretty on a heap of equity and peace of mind in these uncertain times.

Thank you all who contributed and made this transaction possible! Love to you all!

Carrie Struss

Broker Licensed in OR & WA

Carrie Struss has a background in project management, marketing, and photography. Much like in real estate, she simultaneously managed multiple projects and personalities. She is an effective negotiator and stands firm in advocating for her clients. Making the switch to real estate was an easy transition. Carrie utilizes all her unique talents, background, and experiences in real estate. Most importantly, she will connect you to your dreams of not just home ownership, but to what you want your life to be. As your agent Carrie will…
  • help get your home (and emotions) ready to sell, then sell your home.
  • find you a new home complete with (fill in the “must have” blank).
  • facilitate the transaction making sure everyone does what they need to do and has what they need to do it.
  • negotiate tenaciously for you.
  • educate you on the daunting, overwhelming, and at times stressful process.
  • remain calm, always.
  • keep you focused on your goals.
  • pay attention to every detail.
  • show up.
  • effectively communicate in the way that works best for you.
  • uphold Living Room Realty’s values and what they mean to her.
"I care about where you live. I care about you home, your street, your neighborhood, your community. All the things that are important to you will be my priority. I look forward to working with you!"
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  • T: 503-953-0850

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