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Financially Savvy First Time Homebuyers

By Kim Parmon, March 14, 2021

Aubrey and Jared have goals.  They are financially savvy folks who already lived with a housemate to keep their bills low.  When we started looking for their first home together, they told me they wanted to keep their housemate after they bought a place to help offset the cost of their mortgage.  In a couple of years they were hoping to turn this purchase into a rental property and and start the process over again, but they wanted a home that would be comfortable to live in for now.

I love working with folks who have clear financial goals.  I’m a fan of the FIRE movement myself, so I completely understand the thought process.  The problem was that Aubrey and Jared had entered the Portland real estate market during the lowest inventory on record.  Every house they were interested in went into multiple offers and pushed their budget beyond their comfort level.  We wrote offers on a couple of properties, but nothing was working out.

And then we found it: a lovely house that fit their criteria, within budget.  Not only was it within budget, but it was overpriced.  Aubrey and Jared wanted to offer, but they didn’t want to overpay.  The home had only been on the market for a couple of days, but we made a good case as to why their lower offer should be accepted.  After some negotiating, we came to terms with the seller at 20k under the asking price.  This put the home well within Aubrey and Jared’s budget!

These two financially savvy lovebirds got the keys to their new home on Friday.  I’m so happy to have been a part of their journey towards both homeownership and financial independence!

Kim Parmon

Principal Broker | Earth Advantage Certified | OR


Kim Parmon Principal Broker  Lead Listing Agent Earth Advantage Certified | OR Oregon is the fifth state that Kim has called home in her life, and this one is sticking!  After moving multiple times in her childhood, Kim fully understands how empowering homeownership and having roots is.  She loves waking up every day in this beautiful place and wants everyone to experience what it feels like to live in their dream home. As a kid, Kim spent her free time wandering through open houses and exploring construction sites for the fun of it.  After careers in the professional ballroom dance world, the entertainment industry, and the service industry, Kim stumbled into real estate as both a passion and a profession through the purchase of her first bungalow.  After renovating it with her husband and selling it for enough of a profit to pay off their debt as well as buy a new house to live in, everything clicked: she decided to get her real estate license and help her community experience the emotional and financial benefits of homeownership.  Kim put down roots in Portland in 2015 and has cultivated a referrals-based business throughout the years.  She understands that real estate is a service and the experience she gives her clients is first-rate.  She works hard to anticipate needs.  She is responsive, thorough, empathic, and a skilled negotiator who enjoys market analytics and strategy as much as she enjoys connecting with her clients.  Her ethics and reputation are the cornerstones of her business and the happiness of her clients is the yardstick that she measures success against. Kim merged her business with the best agents in Portland at the beginning of 2022, which has allowed her to give her clients more resources, more advocacy, and a top-notch real estate experience.  She is honored to be a part of her incredible team and feels lucky to go to work every day. In her free time, you'll find Kim enjoying lazy evenings by the fire with her husband, daughter, and rescue dogs.  She loves dancing, live music, exploring all of the beautiful places around us in the PNW, enjoying a cider and a good meal with friends, and browsing Powell's for a great new book. Andee Ziegler  Licensed Listing Team Operations Manager Loving where you live will change your life. Everyone deserves that joy. For me, real estate has been a way of nurturing my community and doing what I can to help people find stability, grow generational wealth, and create a little space of their own in the world. For 15 years I found the most joy in helping first-time homebuyers, guiding my peers through their first major investment and dreaming up what home means for them. I’ve done restoration work on homes from a variety of eras, 1894 Victorian farmhouse to classic 1950’s ranch. I enjoy empowering new homeowners with the knowledge I’ve garnered over the years, from systems to finishes.  In 2022 I joined forces with some of the best realtors in the biz and shifted my focus to operation management for listings. This welcome change opened up space in my life: more cake, less pants.   Andee Zeigler | Licensed Listing Team Operations Manager | Jessica LeDoux | Lead Buyer Agent | Broker Licensed in Oregon |  Karim Alaeddine | Operations | Principal Broker Licensed in Oregon |  Jenessa VanZutphen | Buyer Operations Manager | Licensed in Oregon | 
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