Put your hands up for Jess!
She just bought the perfect townhouse in NE Portland for her and her dog Luigi.
Let’s take a minute to celebrate being single! There is so much strength in creating and appreciating your own space, and Jess is over the moon in this townhouse!
This year I have helped a lot of single ladies buy homes, condos, and townhouses. It’s inspiring to see the commitment they have to themselves and creating their best life.
I love helping all people buy homes and this feeling has amplified in the pandemic. So many people are realizing just how important their home is in relation to working from home, quarantining, homeschooling, etc..
It was an honor to help Jess and her dog Luigi buy a spacious townhouse with a huge garage for not only the car but a motorcycle and a home gym. May their new home be a foundation for love and contentment!
Kat was referred to me in mid-May by a former client of mine, about two months into the pandemic. Like a lot of first time home buyers, being home all the time with roommates while also running a business had lost a lot of appeal after two months into Covid. Kat is an artist and has developed a successful business selling dice for role playing games and was looking for a cozy vintage home that also had a large enough space to move her business operations into. She also wanted to live as close-in as possible. We looked at a few houses to give her a feel for what was on the market, and nothing was close to ringing her bell. And then like magic, the perfect little 1910 bungalow with a nice front porch and porch swing on the back porch popped up in Creston-Kenilworth. It is sweet as a bell in the sunshine with high ceilings, a true to period re-done kitchen and bathroom and vintage charm galore. And the basement set up is perfect for running her business out of with an outside entrance that will allow her sweet pooch to run in and out of all day long. Like a lot of houses listed these days, it was unfortunately listed under market. In this frenzied market, even buyers with great down payments, over asking offer amounts and fantastic terms are having to write offers on multiple homes before one sticks. I had prepped Kat for this, and so we wrote up a really strong offer and then just bit our nails while we waited for the seller to review the 7 offers they received. Thankfully they did select Kat’s offer. A home run on the first hit for Kat. The sellers had done all the hard stuff so the inspection went well and a month after her offer was accepted, I got to meet Kat at the house to hand over keys.
Congratulations to Bea and David on getting the keys to their new to the home in Pleasant Valley. From start to finish their transaction was 32 days, and during this time, the world turned upside down and our planet went to war. The seller was Opendoor, which if you are unfamiliar with is an Ibuyer company that buys homes for cash off market and undervalue, and then slaps some paint and caulk on the house and puts the house back on the market at market value. I was out of town for President’s Day weekend when Bea and David decided to check out a house in Pleasant Valley that piqued their interest. Since it was an Opendoor property, they were able to let themselves in without me and what they found was a home that had parquet wood floors throughout the entire house, a tri-level layout, and decks with views for days on all levels. They were in love, so we wrote up the offer while I was still out of town, and the next day Opendoor accepted their offer. The first time I saw the house was at their inspection, and our inspector warned us that all Opendoor does is slap some lipstick on problems, and she has seen a lot of sale fails because of the poor condition of homes and Opendoor not willing to negotiate credits or repairs. Thankfully the inspection went fairly well- still a lot of work will need to be done to fix some rotted siding, roof and gutter issues and a few plumbing repairs, but overall it was one of the better Opendoor homes our inspector had inspected. Getting Opendoor to offer any credits was like trying to pull teeth out of a live tiger, but I did manage to get them a couple thousand in credit, which was better than a poke in the eye. And then right after we finished that negotiation, poof- the whole world collapsed. Thankfully my buyers were far enough into the transaction that we had everything pretty much nailed down so they were able to sign their closing docs- though I was not allowed to join them. The sale closed, and rather then me meeting them to give them their keys my buyers were able to get the keys from the lockbox at the house themselves. This was the first transaction that I can remember where I didn’t get to hand over keys or go to the signing. And like everything else in this new world, it feels strange and sad. But my buyers are thrilled and really that’s all that matters. They can focus on moving from where they are sheltering in place at their rental, to quarantining themselves in their new home.
Molly and her son have been renting a below market rate home owned by a non-profit in NE Portland for years. With her rent about to rise, Molly made it her mission to buy a home to provide her and her son much needed stability. Through luck, timing and meeting the right qualifications, Molly qualified for a $90k down payment assistance loan through the Portland Housing Bureau. The loan is actually a silent second, which means there are no payments made on the loan, it accrues no interest and is forgivable after a certain number of years living in the home. Concurrently, Portland Housing Center’s LIFT program was unveiled and Molly was able to snatch up one of their $20k grants. With $110k in down payment assistance, Molly was able to buy a fabulously adorable new construction home on a quiet street in the heart of the Kenton neighborhood. The 2 bed 1.5 bath was built in what was an oversized yard of a house, and though only 800 sf, this home is a great example of how to use a small footprint to create a home that lives much larger than what you would expect with a home with less than 1/2 the square feet than your average new construction home. And with the smaller footprint, it kept the cost down and created an affordable option for home ownership in the thriving Kenton area. The transaction itself was smooth as butter with an awesome listing agent, Daniel Silvey with Knipe Realty, who also happened to own the home, a fabulous lender- Jennifer Leon at Umpqua, terrific escrow officer Mariah Yee with Ticor Title and lots of help and guidance of folks at both the Portland Housing Bureau and the Portland Housing Center.
Congratulations to Sarah, Scottie and Piggers! Thanks to impeccable timing they were able to get $35k in down payment grants through the LIFT program and University of Portland’s down payment program designed to help full time employees buy their first home near the UofP. Within a week of having the LIFT reservation in hand, we found a great rancher in University Park that checked all the boxes including what we thought would be a difficult to find huge detached garage for Scottie’s blossoming contractor business. This was the week before Christmas, and knowing that the LIFT funds expired in 2 months, and that most likely they were not going to see a house that checked this many boxes in their price range anytime soon, I suggested they offer just a few hairs over asking in hopes that the seller would accept their offer prior to the weekend, and it worked! Three days before Christmas they had their offer accepted, which was just 2 days before I left town on vacation for 2 weeks. Thanks to my excellent colleague Lisa Avena at Living Room who took great care of them and handled their home inspection, I was able to enjoy my vacation knowing Sarah and Scottie were being well taken care of. The inspection turned up a few unexpected surprises in the crawl space, but having a contractor buying a house always makes me feel better when a house is going to need some work. Even though the seller (who was also the listing agent) wasn’t happy, we were able to get him to agree to fix the big stuff. And then the appraiser called out some dry rot on the garage. Grrrr. By this time we were in mid-January and the market had clearly turned a sharp corner. In the 4 weeks from when their offer was accepted to the time the appraisal came back, the market shifted strongly into a sellers market with little inventory and a ton of buyers out shopping. The seller was very aware of this, and reminded me a couple of times that he had someone waiting in the wings who wanted the house badly enough because of it’s huge garage, that this supposed buyer would have taken the property as-is. So when I told him that the appraiser had called out that the garage needed to be repaired before the lender would loan on the property, he refused to the garage repaired. This would have been the end for most buyers, but Sarah and Scottie were not daunted. Scottie knew he could take care of the issue himself in less than a day’s work, so we got the seller’s permission for Scottie to fix the issue and Scottie got to work. Between the 35k in funds, finding the right property at the exact right time, and having the literal skills and ability to fix a problem, this family of three were able to close on the perfect house for them.
Upon entering you’ll notice vaulted ceilings and wonderful natural light. The floor plan flows easily into the formal dining room and formal living room, wonderful for entertaining and intimate dinners alike. You’ll love how the living room shines with an oversized picture window and soaring ceilings. Making your way into the heart of the home is the beautifully updated kitchen featuring ample counter space, storage galore and soaring ceilings. A dining nook and breakfast bar help to make this space feel both spacious and inviting.
Through the kitchen, you’ll find yourself in a spacious den with a big window and bookshelves. 
I met Rachel and Rubin this past March. They had a matched savings account, an IDA (individual development account,) from Portland Housing Center and they were ready to buy a house. To say these two are delightful is an understatement- they are DELIGHTFUL and it’s people like these two that make my job so much fun. They are both from Portland and have lots of family in the area and knew they wanted to live near at least some of their family. They honed in on Milwaukie and SE Portland, and we set off looking at houses.
The very best call a real estate broker can receive is a call from a buyer where they let you know they were referred to you and want to work with you and they already found a house they want to write an offer on. In real life though, it’s never quite as easy as that sounds. When my buyer Brittney called me in late April she and her family had fallen in love with a house in Brentwood Darlington they just saw at an open house and they wanted to put an offer in, but she didn’t have a broker yet. Thankfully I was available and I high tailed it over to the house to see for myself, and then right afterwards met with Brittney and her partner at a coffee shop to discuss.
Back in mid-March my buyer Valerie called me in somewhat of a panic because the new construction condo she had been in contract to purchase was a steaming pile of mess and the lender eventually pulled the plug on getting a loan for it. Turned out that the condo she had been in contract to purchase for months was part of a brand new complex and only 1 other condo out of twenty had sold since they officially went on the market 5 months prior. When there are that few sales on a new condo project, most lenders are going to deny a loan because the risk to the buyer of the whole stack of cards falling down is pretty real. If the rest of the complex winds up turning into rental apartments because the developer could not sell them as condos, it then it makes the units purchased by unfortunate buyers almost impossible to sell down the line- and that’s not a risk worth taking.
Paloma and Mike are amazing clients and together we achieved something almost beyond belief!
Every now and then I get to work with incredibly easy clients and I have to pinch myself because they seem too good to be true. Hanne and Andrew fall into that category. They were referred to me by a long ago client, and when we met up to talk about working together, the process of buying a home and the kind of house they were looking for for their first home purchase, their needs were simple. They loved old houses, wanted at least a couple of bedrooms and wanted to be within easy biking distance (easy for them at least) from their jobs in inner East Portland and had a realistic budget. Shortly after we met and they got their pre-approval, I sent them all listings west of 82nd that were financeable and seemed to have some potential. I can’t remember how many listings I sent them- maybe 15-20, and by the next day they sent me back their comments and questions about all of them. One in particular looked intriguing to them- an old farmhouse in the Woodstock area. The house hit the market at the end of September, right when the market flat-lined for a few months. It was now mid-February and had been on the market for five months, seemed reasonably priced where it was at, and the photos made it seem like a cute house. Of course, the question arose of- what’s wrong with it?
Ali and Jeremy marched into their search for their first home with determination and motivation. They had realistic expectations of where we would find houses in their price range, and after recently getting married after 10 years together, they were eager to start the next phase of their lives. After we met and they got their pre-approval, they set their eyes on the prize. The first step was checking out a few homes at open houses, and then we went and looked at about 5 homes that could nicely be called dregs. While visiting each house, Jeremy would ask Ali what she liked about the house and what she didn’t. Ali is a bright side sider and she was always able to find something about each house that she liked. By the end of our tour, I had a pretty good feeling for what Ali was looking for. The fact that she was even willing to consider a couple of these homes (like the one that had cigarette burns all through the carpeted house, or the one that had two sets of front doors, but no rear or side doors, or that one with the creepy gun room in the basement), told me that her standards were pretty low. After that day I think they felt resigned to the fact that all the homes under $350k with a good sized yard for Moira and Hubble- their shepherd mix pups- and enough bedrooms and space to start a family in, would be less than ideal.
I met Jillian and Nick in early November when they began their house hunting adventure. As mid-century enthusiasts, they knew exactly what kind of house they wanted- open floor plan, huge picture windows, fireplace and preferably a vintage style kitchen. The only problem with having a love for that style is they are far from the only buyers out there looking for that perfect little mid-century in East Portland. About a week after we met they found what they thought was their dream home- as much as they tried not to fall in love, they did anyway and all 8 of their combined heart valves collapsed when the sellers selected another higher offer. They felt they would never get over losing that house, yet they managed to find a couple more homes that they liked enough to put offers in on. Considering all of the homes they liked were priced at or near the very top of their budget, they didn’t have a lot of wiggle room to go up in price when the multiple offer situations would kick in, so after they lost two more houses, they were heartbroken, but only in a 2-valve way each as opposed to the first house which was a 4-valve heartbreak.
